Fraud Detection Suite

Thousands of Web merchants experience suspicious transaction activity and other types of account abuse each day - and it can happen to you. Fraudsters can easily obtain or generate potentially legitimate credit card numbers. By submitting orders at a merchant's online store, they can determine whether that information is valid. Once fraudsters have a valid source of money, they can then use it to purchase goods from a merchant.

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Standard verification tools such as the Address Verification System (AVS) and Card Code Verification, though essential, are limited as to the level of protection they can provide. Advanced solutions, such as the Fraud Detection Suite are needed to protect merchants from the constantly evolving problem posed by fraud.

The Fraud Detection Suite includes the following powerful filters, tools and other functionality that can prevent costly authorization and chargeback fees, and the possible loss of inventory that often result from fraudulent transactions.

  • Amount Filter - Allows merchants to set lower and upper transaction amount thresholds, restricting high-risk transactions often used to "test" the validity of credit card numbers.
  • Velocity Filter - Limits the total number of transactions received per hour, preventing high-volume attacks common with fraudulent transactions.
  • Suspicious Transaction Filter - Detects highly suspicious transactions using proprietary identification criteria and transaction behavior analysis.
  • Shipping-Billing Mismatch Filter - Identifies high-risk transactions with different shipping and billing addresses, potentially indicating purchases made using a stolen credit card.
  • Transaction IP Velocity Filter - Identifies excessive transactions received from the same IP address per hour, isolating suspicious activity from a single source.
  • Authorized AIM IP Addresses - Allows merchants that submit Advanced Integration Method (AIM) transactions exclusively to establish a list of IP addresses that are authorized to submit transactions for their account.
  • IP Address Blocking - Allows merchants to block transactions from certain IP addresses.
  • Filter actions allow merchants to control how suspicious transactions are processed, including the ability to hold a transaction for manual review before or after authorization.
  • Merchants can opt to receive email notification each time a transaction triggers one or more filters.
  • Ability to customize the response customers see in their browser window when their transaction is held for review.
  • Quick reporting tools allow merchants to view transactions held for review, as well as transactions that have triggered an individual filter in the past 30 days.
  • A search tool allows merchants to perform searches for suspicious transactions as well as download search results.

Click here for a white paper on the Fraud Detection Suite

Note: The Fraud Detection Suite only screens credit card transactions processed from merchant's online store. It doesn't work with the credit card transactions entered manually via the Virtual Terminal or batch upload transactions since those originate from the merchant.

Fraud Detection Suite Pricing
Setup Fee: $0
Additional Transaction Fee: $0
Monthly Fee: $10

You can enable the Fraud Detection Suite after you have your Authorize.Net account set up first. To get started, please fill out the online merchant account application and select Authorize.Net as your processing option and you are on your way!

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