Internet Merchant Account
Merchant Accounts Express was one of the first in the country to offer Internet Merchant Accounts. An Internet Merchant Account is a type of credit card processing account specifically geared to accept web based transactions in real time. Since transactions are effectively 'keyed' into a website by the customer when they checkout, and not swiped, the rates on an Internet merchant account are equivalent to a keyed account, where transactions are keyed into a terminal, such as when orders are taken over the phone.
Beware of other merchant account providers that try to charge you higher rates on an Internet merchant account than a standard keyed account. There should be no difference. At Merchant Accounts Express we do not charge extra for Internet transactions vs. keyed transactions.
The following lists our Internet and Ecommerce merchant account rates where transactions will be processed from a website. Usually a shopping cart is used, but not required.
| Service | Industry Average | Merchant Accounts Express |
| Internet Discount Rate | 2.65% | 2.27% |
| Internet Transaction/Batch Fee | 35 ¢ | 24 ¢ |
| Address Verification Fee | 5 - 10 ¢ | 5 ¢ |
| Monthly Service/Support/Statement Fee | $10 - $15 | $5.00 |
| Service | Industry Average | Merchant Accounts Express |
| Voice Authorization Fee Note: only charged if you call the 800 voice auth line to authorize a transaction. |
$1.50 | 95 ¢ |
| Surcharge (corporate & international) | + 3% | + 1.99% |
| Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens. |
$35 | $25 |
| ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits. |
$30 | $25 |
| PCI Compliance Fee For PCI (Payment Card Industry Compliance). Includes scanning of a website if applicable. |
$19.95 | $4.95 |
| Service | Industry Average | Merchant Accounts Express |
| Annual Fee | up to $195 | $0 |
| Application Fee | $75 - $125 | $0 |
| Setup Fee | $50 - $150 | $0 |
| Programming Fee | $50 - $95 | $0 |
| Monthly Maintenance Fee | $0 - $10 | $0 |
| Checking Account Change Fee | $20 | $0 |
| Overlimit Fee | varies | $0 |
| Authorize.Net Gateway Setup | $99 - $299 | $0 |
| Authorize.Net Transaction Fee | 10 ¢ | $0 |
| JPOS Retail Swipe Software | $175 - $395 | $0 |
| Check-by-phone/fax PC software | $149 | $0 |
| Web Shopping Cart | $299 | $0 |
"My name is Chad Fisher of FishTech Solutions. I just wanted to touch base with you. As of today I am very, very pleased with Merchant Accounts Express. I have had no problems and the money is distributed to my account promptly. I appreciate this and I am glad I found your company. Thank you and please distribute this to the appropriate departments. I am pleased with your service as well. You have been helpful!"
Chad Fisher
Fishtech Solutions

20 Trafalgar Square Suite 466
Nashua, NH 03063
Phone: 603-262-1210
Toll Free: 888-845-9457
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